As a end result, it’s no wonder so many wish to more sustainable, eco-friendly products and methods for their homes. Whileproperty values have skyrocketedover the last two years, if house costs drop for any reason in your area, your investment in improvements won’t have actually increased your home’s value. When you end up owing extra on your mortgage than what your own home is definitely price, it’s known as negative equity orbeing “underwater” on your mortgage. Both home fairness loans and HELOCs use your home as collateral to secure the mortgage. If you can’t afford your month-to-month funds, you would…