Even if you have less than perfect credit, LendingTree wants to help you purchase your next vehicle. For a comparison, the average rate on business loans from relatives and friends is currently at 7.6 percent, according to CircleLending’s Business Private Loan Index, whereas the rate was more than 12 percent at Accion and more than 20 percent at Prosper for individuals with poor credit. The recent recession, ongoing redundancies and with many business owners still trying to get back on their feet, means the Banks are still very cautious, quick to fire warning shots and at times almost impossible to…