Once you’ve established a relationship with the credit union, ask them about getting a car loan. While some bad credit lenders concentrate on auto loans with a small or zero down cost, many will require one. And if you wish to buy a dearer car than the mortgage you qualify for permits, you’ll must make up the difference with extra money down. The lower your credit rating, the upper your rate of interest, and the higher your month-to-month payments. You’ll even be restricted as to how much cash you can actually borrow. Your credit score impacts just about anything you…