This version first released with FNS10 Financial Services Training Package version 5.0. Based in Epsom Surrey, Medina, was incorporated in 2005 to offer consultancy and a range of client driven collection services for non consumer credit overdue accounts, specifically Social Housing overdue rent accounts and Housing Benefit. Authorised and Regulated by the Financial Conduct Authority for Accounts formed under the Consumer Credit Act 1974. Prior to ING, Joy was an analyst in the Investment Banking group at Donaldson, Lufkin & Jenrette. Credit insurance, securities, Credit Agreements Act, Usury Act, Magistrates Court Act. ASIC has specified that representatives offering mortgage broking…